Many people are unaware of the benefits of getting a title loan. However, these loans can be obtained without credit checks or collateral. Title loans are a type of collateralized loan where you use your car as collateral. The lender offers money to you on the condition that you return it, and the lender takes the title of your vehicle as security for this agreement. No credit check loans are a loan type where applicants do not need to provide credit reports as evidence of their ability to repay. This means that they can get approved for a loan without having to fulfil the stringent financial requirements that traditional lenders require. No credit check loans are available for people who have a car or boat, but not a job.